Real estate appraisal services for homeowners in the city of Corpus Christi and Nueces County

Check out the top 7 reasons why TX homeowners need Ray Balentine:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a TX property tax assessment
  3. Remove PMI to cut a mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in TX by determining the true market value of real estate in question

Need help deciding the value of your house in or near Corpus Christi, TX?
Contact Ray Balentine.

We at Ray Balentine understand the particular needs of a homeowner seeking appraisal services. Our regular business clients are used to the appraisal process and the usual "products" we deliver to them. Being a homeowner that ordinarily doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Ray Balentine are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value report than yours.

Need to cancel PMI?

A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Ray Balentine is qualified in helping folks just like you delete unneeded PMI insurance.

Challenge Nueces county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's declining. That means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Ray Balentine is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Ray Balentine can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd like to have a seasoned expert double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.